Core Mortgage Programs
- Conventional Loans: Ideal for buyers with strong credit, offering competitive interest rates, flexible terms, and options for primary, secondary, or investment properties.
- FHA Loans: Designed to make homeownership accessible, featuring lower down payment requirements and flexible credit guidelines.
- VA Loans: Honoring our service members and veterans with $0 down payment options, competitive rates, and no ongoing private mortgage insurance (PMI).
Non-Traditional Financing
- State Income / Stated Income Loans: Simplified documentation programs tailored for self-employed borrowers, business owners, and non-traditional earners who need alternative ways to qualify.
Real Estate Investor & Foreign National Loans
- DSCR (Debt Service Coverage Ratio) Loans: Qualify based on the rental income property cash flow rather than personal tax returns or employment history—perfect for expanding your investment portfolio.
- Foreign National Loans: Specialized financing solutions empowering non-U.S. citizens and foreign investors to purchase residential or investment property in the United States with straightforward qualification requirements.